Target groups

FIDESSecur Versicherungs- und Wirtschaftsdienst bundles special know-how for the customers of the mentioned branches with the aim of constantly improving the quality of the services.

Affinity programs

As a wholesaler and retailer, manufacturer, bank, finance company or leasing company, you can differentiate yourself from your competitors by offering affinity programs and thereby secure an additional source of income.

Warranty ensures, residual debt or credit card insurance strengthen the service performance of your company and customer loyalty. In addition, your customers obtain access to tailor-made and very reasonably priced insurance protection for the product or services they have either acquired from you or have financed. Affinity programs are product-support insurance solutions. Examples are:

  • Electrical appliances
  • Loans
  • Credit bank agreements
  • Art
  • Jewellery
  • Bicycles
  • Heat pumps
  • Construction and working machines
  • Machines, tools and industrial accessories
  • Agricultural equipment
  • Vending machines
  • Kitchens
  • Telecommunications equipment
  • Medical technology
  • Office and IT-equipment
  • Security systems

We offer you many years of experience in designing, implementing and selling such special product-related insurance solutions on the basis of a long-term, strong and sustainable partnership. Our team of specialists coordinates the handling of all work processes for you, trains your employees in sales and distribution and takes over the complete claims service (also Europe-wide).

Use our expertise for your company and contact us – we create added value for you!

Agriculture

For many years, FIDESSecur has been one of the market’s leading insurance brokers for large-scale agriculture. Together with our two subsidiaries, specialized in agriculture, we look after several hundred large farms in our Berlin branch, primarly in eastern Germany. In our Berlin branch and with two subsidiaries specialising in agriculture, we service several hundred large agricultural enterprises, primarily in Eastern Germany. The AGROSecur Versicherungsmakler GmbH Berlin and Dresden has been a subsidiary of FIDESSecur since 2006, with significant participation of the Landesbauernverband Brandenburg e. V.. The BVB Beratungsdienst und Versicherungsmakler GmbH in Bad Langensalza has been a subsidiary of FIDESSecur since 2007 with significant participation by the Thüringer Bauernverband e. V..

All three companies combine their strengths in the insurance market in order to be able to offer customers optimum insurance protection and the best possible advice.

Overview of key advantages:

  • All-risk insurance including loss of earnings
  • Calculation models based on turnover or hectares
  • Rapid settlement of small claims
  • Individual claim service and support in the event of a large-scale claim
  • Special concepts:
    • Animal insurance
    • Protection of biogas plants
    • Car fleet insurance with quantity model
    • Hail insurance
    • Public and Product liability
    • D&O insurance
    • Group accident insurance
    • Fidelity insurance
    • Legal expense insurance
    • Cyber insurance
    • Company pension scheme

Use our expertise for your company and contact us – we create added value for you!

Commercial Enterprises

The consulting and brokerage of insurance policies for companies and commercial enterprises in all sectors is one of the core businesses of FIDESSecur.Through tailor-made individual solutions or the bundling of similar or identical branches, we are the right partner for both large and also small companies.

As an example, the following special concepts are available :

  • Renewables
  • Cincema protection
  • Wholesale and retail
  • Hotels and restaurants
  • local grocery stores
  • Real Estate / Housing Companies

The core tasks of FIDESSecur are:

  • Provision of extensive insurance cover, arranged together with the client
  • Lean administration on the clients side
  • Favorable premiums
  • Support in claims handling

Use our expertise for your company and contact us – we create added value for you!

Credit insurance

For decades, FIDESSecur Kreditversicherungsmakler GmbH (KVM) has been providing credit insurance and financial services to well-known industrial customers as well as medium-sized companies in Germany and abroad.

Individual terms and conditions, individual client advice and carefully worked out special solutions are the basis for the KVM.

KVM supports his clients in the following areas of credit insurance: sureties and guarantees, factoring, forfaiting, receivables management, coverage of economic and political risks, fidelity insurance. We only insure those risks which needs to be insured and cannot be carried by the industry itself.

Our range of services for you:

  • Analysis of the current risk situation
  • Identification of gaps and weaknesses in the scope of covering
  • Development of coverage opportunities and concepts
  • Obtaining individual comparativ offers
  • Examination of clauses and conditions
  • Checking the price/performance ratio
  • Conducting annual prolongation negotiations with the insurer
  • Support in the event of a claim
  • Help with limit applications
  • Optimization existing contracts
  • Employee training courses on the subject of credit insurance
  • Regular review of contracts in the light of current developments in the industry

Use our expertise for your company and contact us – we create added value for you!

Financial institutions

As the largest German insurance broker in the association of public banks, savings banks and insurance companies, FIDESSecur has many years of experience in covering the risks of financial institutions.

Since 2003, banks, savings banks, asset managers, fund companies and leasing companies have been supported by a separate organisational unit with specialists who are experienced in banking .
The focus of the support and brokerage activities are:

  • Cybercrime
  • Errors and Omissions insurance (E&O)
  • Directors & Officers insurance (D&O)
  • Internet crime
  • Fidelity insurance

Industry

FIDESSecur provides an entire range of services of an insurance broker to support production companies.

Starting with the risk analysis and the risk management consulting, FIDESSecur works out individual and tailor-made insurance solutions in cooperation with the customer, which are then placed on the market with the best possible price-performance ratio.

Frequent adjustment of risks and contracts are one of the essential tasks among here, as are claims handling  and claims settlement.

In times of globalization we support our industrial customers with broad insurance concepts and a network of professional partners represented worldwide for all insurance matters.

Use our expertise for your company and contact us – we create added value for you!

Private clients

FIDESSecur Versicherungs- und Wirtschaftsdienst offers private customers a broad range of insurance-related services.

For all private risks to be insured, we offer our private customers special framework agreements coordinated with the insurance industry. In many cases, the customer can choose between standard, comfort and individual insurance coverage. After the consultation, the customer decides on the scope and amount of his insurance cover.

A dedicated team looks after wealthy private clients. This team pays special attention to the extra ordening  insurance needs of these clients.

Examples of these are:

  • Large real estate portfolios
  • Art, furs, jewellery, valuables
  • Real estate abroad
  • Vessels, planes, helicopters
  • classic cars and other premium vehicles
  • Pension solution (shareholder manager pension  private health and disability insurance)
  • Key man insurance

Another important area is the insurance of the workforces of our corporate customers. We offer concepts for:

  • Company pension schemes
  • Company health and disability insurance
  • Framework contracts for property and motor vehicle insurance of employees

The services include:

  • Individual concept design
  • Favorable contributions
  • Simplified admission procedures (reduced health check)
  • On-site consultation

Support in claims handling

Real estate sector

For more than 20 years the real estate sector has been one of the main business units of FIDESSecur. This includes the support of the following customer groups:

  • Housing companies
  • Real estate funds
  • Commercial real estate
  • Hotels

In framework agreements negotiated exclusively with the insurance industry, FIDESSecur offers insurance products to customers in the real estate industry that are clearly above the market standard.

The following services, among others, are offered:

  • Analysis and evaluation of the individual risk situation
  • Collection of the relevant data for setting up risk management
  • Tailor-made insurance concepts
  • Onlinebased reporting procedures
  • Efficient organization of the necessary administrative work remaining in the real estate company (e.g. residential unit model)
  • Rapid settlement of small claims – individual support for major claims
  • Transparent reporting according to customer needs based on various selection criteria

In addition to the classic insurance of property damage, FIDESSecur offers special insurance products for loss of rent, vacancies and tenant insolvencies. These products are held in high esteem by the housing and real estate sector.

Use our expertise for your company and contact us – we create added value for you!

Renewable energy

One of our core tasks of FIDESSecur is protecting our clients from financial disadvantages resulting from the risks involved in the construction and/or operation of biomass, PV or wind power plants by

  • Fast and reliable risk assessment by our specialists
  • Lean administration on the clients side
  • Ongoing adaptation of the concepts to new legal and market conditions
  • Competent claims services
  • Optional insurance cover according to the modular principle or based on an all risk cover against property damage
  • And lost feed-in revenues through FIDESSecur’s framework concepts, including the following extensions of cover
    • Yield guarantee insurance for PV installations
    • Hedging of cash flow short falls based on weather volatility

Use our expertise for your company and contact us – we create added value for you!

Trade

Through our joint venture with the MARKANT AG in Switzerland, we have experience for decades in the insurance of all types of trade companies.

Risk consulting, special coverage concepts and claims management are provided in particularly for:

  • Large superstores food/non-food (Large area markets)
  • Logistics centers
  • High-Rack Storage
  • Cold stores
  • Bakeries
  • Family-Owned Enterprises

Use our expertise for your company and contact us – we create added value for you!